Best Early Retirement Forums

Your retirement is coming a lot closer. It’s the time of your life that offers you an opportunity to do all the things you love that you couldn’t do during your working age, fulfill your wishes you didn’t have time for, and spend more time with your loved ones.

We know how difficult it can be to talk about financial matters with your family and friends. This is where online retirement planning forums can be incredible places to discuss money and get answers to some of your financial planning questions.

These early retirement forums can offer you a wealth of information. Most of them have highly engaged communities loaded with individuals who are happy to share their knowledge and experience. On top of that, most people are asking the same questions you have. That lets you realize that you are not alone.

If you are wondering which early retirement forums are worth exploring, here are some of the best retirement forums you should join!

The Best Early Retirement Forums

If you can visualize it, you can possibly find it online. Therefore, it should not be a shock that millions of people across the globe turn to the internet to find groups of like-minded early retirement and finance nerds. Which of these retirement and finance communities is perfect for you? Read on to learn more!

Taxes in Retirement

This community calls Facebook their home. Originally established in March 2020, the group now features more than 32,000 members. You may be thinking, what is the reason behind this fast success?

The mission of the group is to become a place to learn and share knowledge of tax-efficient retirement planning. The forum enables users to share their stories and ask advice from an understanding and friendly community.

Most posts in the group begin with the words, “I am age X,” before re-counting their personal scenario and asking for advice. Also, the group has lots of personalities, which is likely the reason for its massive growth.

Another aspect that may back up to the retirement planning group’s success is the incredible moderation team. Andy Panko, CFP, RICP, EA, is the head honcho of the community and weighs in on the discussions and other activities in the group.

His experience as a financial planner and Tenon Financial owner makes him an important resource for people interested in advice as they near retirement.

r/Personal Finance in Reddit

Reddit is popular for having subgroups of nearly all varieties, and personal finances are no different. The bigger personal finance community is the r/PersonalFinance, with more than sixteen million members!

This subreddit is home to a broad spectrum of discussion topics, including taxes, insurance, budgeting, credit, debt payoff, financial independence, early retirement, investment strategies, and many more.

Users can filter those topics to find threads or posts most relevant to them. Also, the subreddit has a wide-ranging wiki with comprehensive information for the mentioned topics and more.

If you cannot find what you are looking for, you can post a question to the forum and watch the platform do its magic. The entire community is active, with posts gaining thousands of upvotes and hundreds of comments in just a few hours.

Saving Advice Forums

Are you searching for more early retirement and personal finance tips? Do you want questions answered? Perhaps you just like to share your experiences with the public.

If that’s the case, the Saving Advice Forums are an excellent place to do it. Here, you will find tons of ideas and posts on popular topics such as windfalls, home buying, mortgages, credit cards, and early retirement tips.

On top of that, the community is supportive and active at the same time, making it an excellent option for asking about nearly anything!

Your Money and Your Life

The Your Money and Your Life Facebook Group is an online community for people who simply wish to begin saving or make better smart money decisions. The group also compliments NPR’s Your Money And Your Life series and offers readers a good place to mention how finances intermingle with current events such as everyday lifestyle, daily news, and policies.

Members of this community discuss a broad spectrum of topics like early retirement planning, car buying, family planning, and career moves with approximately 54,000 other money enthusiasts.

The Bogleheads Forum

Stimulated by the financial forward-thinker John Bogle, this is also one of the best retirement forums you can join. The Bogleheads are a group campaigning long-term investing. Their early retirement community keeps Bogle’s legacy alive, with more than 6 million posts spanning about half a million topics.

In addition to that, the forum may have started as a place to discuss financial investments as well as financial independence, but it has already grown to become a place for all things financial planning and personal finance.

Threats and posts are grouped regularly into one of three categories. Personal investments are composed of trades made by forum members, while the Investing category covers news, theories, podcasts, reviews, and more.

On top of that, the Personal Finance category is composed of all non-investing conversations but finance related, such as legal matters, taxes, real estate, credit, and insurance.

However, keep in mind that the community is not the only thing attracting new members. The forum also includes links to a comprehensive wiki covering everything from indexing to asset classes.

The wiki also stays true to Bogle’s philosophy of saving early and retiring early and often, diversifying, and understanding a person’s investments. The Bogleheads blogs offer access to webinars, podcasts, and videos explaining different key financial planning concepts.


Bravely is another one of the best retirement forums you can check out. It offers self-identified women financial independence tools to bridge the gap between their dreams and their realities.

Financial feminist and founder Kara Perez often host different money talks on the company’s Instagram stories, reaching far beyond what the regular student learns in Econ 101. She breaks down what she refers to as feminist economics and makes personal finance and financial planning inclusive, connecting topics such as gender and racial wealth gap to what people can do to negotiate their salary or start building wealth.

The Bravely website also has a selection of free resources, including a budgeting and financial planning guide to teach you how to align your spending with your values.

Financial Common Cents

Would you like to unveil the mysteries of credit cards and credit scoring? Financial Common Cents is an 82,000-member group that offers all the d support you need. Its focus is to help those who like to enhance their credit scores, get out of debt, and get on the right track to start their early retirement.

Financial Common Cent’s Facebook group is one of those early retirement forums that will help you accomplish your goals.

Managed by fitness coach Shante Nicole Harris, the group started as a small group of friends seeking a way to hold each other responsible while paying off their credit card debt. From 2015 to 2019, Harris paid about $60,000 of credit card debt after fighting cancer, navigating sudden job loss, and raising a son with special needs.

Now, the group keeps its close-knit vibe, and Harris is now a certified credit consultant. She believes in teaching an individual the credit, money, and early retirement skills they need so they can prevent getting stuck again in the future.

She facilitates talks like how to read your credit card statement, debt negotiation, understanding your credit score, and side hustles to become financially independent.

YNAB Forums

The support forum at You Need a Budget (YNAB) is an excellent place to understand more about retirement and early retirement. This is one of those early retirement forums that is incredibly useful and focuses on working together to help one another navigate the complexities people often experience.

If you are searching for a place to vent about your early retirement and money woes, the community is there to support you. They know that challenges come with the territory, so they do not begrudge the gripe as long as the rest of your posts try to be constructive.

myFICO Forums

You can find a slew of information about credit scores and credit reports in the myFICO forums. But wait, there’s more! There are also other popular topics that are focused on how money affects family, friends, and lifestyle, news and event that alter the economy, types of credit accounts, retirement forums, and many more.

Overall, the community on this early retirement forum is active, not to mention there are plenty of discussions and information already accessible.

Final Thoughts

Before hopping into any of these best retirement forums and participating in the planning and discussions, spend some time reading the rules first.

Remember that every online community has its set of requirements, code of conduct, and banned activities or conversations, all of which you must understand before actively participating. That way, when you do begin to subscribe and post content, you are doing it properly, letting you become an asset to the community and not a source of frustration.

On top of that, you will not accidentally get yourself banned, making sure you get to remain part of the early retirement forum long-term.

These early retirement forums are not meant to serve as a replacement for professional financial help. It is a smart idea to consult a certified financial expert with any major concerns before making any major money decisions.

We hope you find this post on the best early retirement forums informative and useful. Which of these best retirement forums are your favorites? Let us know in the comments!

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