There comes a point in most people’s lives when they have to consider the effects of declaring bankruptcy on their financial lives. A massive 80% of United States citizens are currently struggling with overwhelming debt. This is the debt that comes from credit cards, student loans, medical bills, and many other things. For lots and … Read more
Looking for the safest ways to invest your money has no doubt led you to bonds at some point. That’s because bonds are seen as the safest way to make money with money. These are different than stocks and present far less risk. Bonds pay a fixed income that will pay at regular intervals where … Read more
When you want to earn passive income or save for your retirement, bonds may be a great alternative to stocks or real estate purchases. It’s a low-risk way of generating income that will give you peace of mind for as long as you want to hold them. If the idea of risky investments doesn’t sound … Read more
I felt it’s really important to let our readers know what we have planned for them as we journey into 2022 and beyond. Since inception, Brandon and I have always had a goal to help educate investors so they can live out their dream retirement. Along the way, we’ve become passionate about delving into financial … Read more
When we originally open a bank account, we aren’t normally thinking of closing it. Usually, this comes later, after the account is no longer needed, there has been some sort of issue, or you have grievances against the bank in question. Breaking up with your bank can seem almost as complex as breaking up with … Read more
When you think of closing your bank account, do you think of it as a daunting, almost impossible, task? The thoughts of the fees, effort, and hassle that’s involved in closing your bank account is enough to make even the savviest consumer take pause and reconsider. However, closing your bank account doesn’t need to be … Read more
When people change employers and leave their retirement accounts with the old employer’s plan, it is not uncommon for this to slip your mind, and you completely forget about it. It is not that uncommon as one may think, as many people are often unaware that they’re participating in a retirement plan in the first … Read more
Diving into your net worth is essentially like grading your ability to save money versus spending money. When you go through the process of tallying up your assets and accounting for liabilities, you can get an overview of where you stand financially and figure out what you are doing well versus what you may need … Read more
I have a hard time looking at my finances and being happy unless I have an end use case for the funds. Many years ago I started setting financial goals that focused on the short term, midterm, and long term. Without an identified end goal, I found I was just saving money without a purpose, … Read more
When companies go through an acquisition or a merger, often referred to as M&A, some company executives are not retained. In this event, they can earn a windfall of income in addition to benefits that are contractually guaranteed. The various benefits can be earned in the form of stock options, severance pay, and even cash … Read more