Why Retiring In Virginia Is A Good Idea

Today I’m sharing my thoughts on Virginia and why so many people choose to retire in this beautiful state. If you’re looking to slow down, enjoy nature, and keep costs low, then the lovely state of Virginia might just be the place for you. Having said that, you should of course do your homework first. Here’s what you might consider if when looking to retire and if VA is on your list, then this should help you finalize that decision.


Simple, But Great Reasons Why People Retire In Virginia

Apart from the well-known retiree-friendly Florida and Arizona, several other contenders offer special conditions for the seniors. For those looking to live out their golden years in a place with retiree-friendly terms, you can look at Virginia.

Yes, you are reading this correctly, as this Mid-Atlantic state offers plenty of conditions that many seniors find appealing. Here are several important reasons why you need to consider Virginia as a state where you can retire in peace.

Retiree-Tax-Friendly State

Maybe the most important thing to consider when moving to another state, as taxes are something you can’t escape, wherever you are. However, Virginia is a very tax-friendly state, as all Social Security income is exempt from tax income and earned yearly income of less than $12,000.

Regarding property tax, Virginia has less than 1%, sales tax is a max tax of 6%, and grocery tax is 2.5%. To further help its citizens, Virginia has many other tax exemptions. Prescription and over-the-counter medication are tax exempt.

Varied Income Communities

The most famous parts of Virginia have high living costs, some places like Williamsburg having over 30% more than the national average cost of living. While this is expensive, many other places in Virginia are much less expensive.

If your retirement funds are limited and you rely on a fixed budget, then you can consider places like Woodbridge, or Fredericksburg, Richmond, or the Shenandoah Valley.

Excellent Medical Care

Virginia has an impressive healthcare system, with close to 90 hospitals and plenty of geriatric and gerontology centers. Every military retiree should know that there Department of Veterans Affairs medical centers in Hampton, Richmond, and Salem.

Additionally, Virginia has an impressive number of primary care physicians – 127 for every 10,000 people, much higher than the national average. It gives you plenty of possibilities to keep track of your health.

City And Country Living

The beautiful Virginia landscape allows the blending of city and country living. For example, you can live in a populated city and quickly get out in nature and enjoy the magnificent Blue Ridge Mountains. The many tiny towns dispersed throughout Virginia offer a unique experience.

Low Crime Rates

The crime rates in Virginia are among the lowest in the USA, which is impressive: the third-lowest violent crime rates and the fifth-lowest overall crime rates. This fact is appealing to many, especially for seniors looking to relocate here.

A Historic Landmark

Virginia is the first permanent English colony and one of the 13 original US colonies and is also known as the Old Dominion, and is full of important historical landmarks like the Jamestown Colony, Yorktown, Appomattox Court House, and Monticello.

If you are a fan of history, then you can find it all around in Virginia. Plus, you can teach your grandkids about the crucial parts of US history.

Festivals Are Aplenty In Virginia

As a part of the rich history, Virginia holds plenty of festivals throughout the year. That means you can enjoy something new and exciting almost every week. Starting with the spring festival of the Shenandoah Apple Blossom Festival, the Chincoteague Pony Swim in July, the bay Days in September, there are exciting happenings that attract many people.

Low-Stress Environment

Living in Virginia is something that you’ll enjoy if you’re looking for low-stress living. This is typically considered to be a low-stress environment in terms of lifestyle and everyday activity. Perhaps it’s due to the nature or friendliness of the people.

Maybe it’s the seasonality and change that occurs throughout the year. I’m not entirely sure, but what I do know is that low stress is best and if you’re looking for that, then Virginia is the state for you.

Conclusion: Virginia Has Great Retirement Possibilities For All

Virginia is among the states that are friendliest for retirees. The low crime rates, fantastic tax offers, plenty of different communities, great medical care, and historical landmarks make Virginia a perfect option for all who are looking to retire and enjoy their senior years. Of course, the unique nature and plenty of hiking trails can help you improve your health and live peacefully.

More Posts About Retiring That You’ll Love

Here are some other articles that cover topics related to retirement that you might want to read.

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How To Achieve Retirement Status At Young Age

Colorado – Why People Retire Here


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