Kirk Elliot PHD Review

Maybe you’ve heard of Kirk Elliot PHD, or maybe you’ve heard of Sovereign Advisors. These are two names for the same company. Kirk Elliot PHD (also frequently referred to as kephd) is the name of the founder of Sovereign Advisors and the URL you’ll use when you want to look the company up. If you’ve never heard of him or his company, then you’re in luck, because this is who we’re investigating today. But I’m guessing you’ve been on the hunt for Dr Kirk Elliott reviews if you’re reading this today. If so, then you’re on the right track! 

Before you decide to choose Kirk Elliot PHD (or Sovereign Advisors), consider this review to determine if they are the right company for you, or one you should consider avoiding.

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  • The Flawless A+ BBB Rating
  • More than $1B in retirement savings protected
  • Multi-year Inc. 500 Winner
  • Zero-pressure investing consultants
  • Free education with no buying obligations 

Who is Kirk Elliot PHD?

Kirk Elliot Ph.D. Private Advisors, dba as Sovereign Advisors, is a consulting firm that helps investors with wealth management. Their main goal is to help you to diversify your assets and plan for your long-term stability and continued growth.

They do this by focusing on people over profits, which includes a workplace that makes its employees want to stay aboard and they ensure their clients wellbeing, even if that means a sacrifice to the short-term profits for the company.

It is important to know that Kirk Elliot PHD only works in a few states, which include:

  • Alabama
  • Arizona
  • Colorado
  • Florida
  • Georgia
  • Missouri
  • New Mexico
  • Virginia

They can only serve clients who live in those states, so if you don’t, you’re not going to be able to work with them. 

What Does Kirk Elliot PHD Do?

Kirk Elliot PHD wants to help you to make the most of your money and live a life that is something you’ve always dreamed of. Their website claims they wish to do the following:

  • Secure your financial future
  • Grow your portfolio through strategy and investments
  • Use precious metals to create your investment portfolio
  • Continue with a life-long relationship to ensure your financial satisfaction

The first thing that Kirk Elliot PHD will do is get to know you. They want to know your goals so they can help you to design a plan that will allow that dream to come true. The advisors will then use the current economy as a guide and make the best choices for you financially. 

Kirk Elliot PHD representatives believe in sharing their knowledge with their investors because an educated investor is an involved investor. An involved investor will make better decisions about their financial future and feel empowered, which is a definite win-win.

Depending on what your goals are, there are variety of strategies you and your advisor can use, including:

Once your strategy is implemented, Kirk Elliot PHD wants to stay connected with you. They will keep you informed of any economic events, help you manage your wealth, and help to get these investments ready for the next generation who may inherit your legacy.

In fact, this is their end goal–To build a relationship that will create a lasting legacy for generations.

Pros and Cons


  • Focus on precious metal investments
  • Economists with PHd qualifications
  • Better Business Bureau (BBB) rating of A+


  • Not much feedback online from customers
  • Not available in many states
  • No information online about how they implement their solutions
  • Not a precious metals dealer (investments only)

Is Kirk Elliot PHD a Scam?

Kirk Elliot PHD is not a scam. There is a real Kirk Elliot who is extremely experienced in the world of investing and his company is full of employees who not only enjoy working for him, but have the knowledge to ensure that you’re getting the best outcome in your investments. 

The one major strike against Kirk Elliot PHD is that they don’t have many reviews online from customers. These types of reviews are helpful as it allows potential customers to see what others have experienced when working with the investment company.

The only real reviews that you can find are on Facebook, where the clients claim to have known Kirk Elliot for years, so they’re friends, which means you can take those reviews with a grain of salt. 

Final Thoughts on Kirk Elliot PHD Services

Kirk Elliot, the person, has extensive knowledge and experience in the finance industry, which shows in his company, Kirk Elliot PHD Services (Sovereign Advisors).  They know about what they speak and they go above and beyond to help their clients strive towards financial freedom in their golden years. 

If you’re someone looking to focus on precious metals to diversify your retirement account, and you live in one of the states that they service, Kirk Elliot PHD may be a great choice for you. If you’re still skeptical, perhaps you should consider reading other Kirk Elliott PhD reviews that are out there as well. 

If you’re looking for a company that is a precious metals broker, is outside of the states listed, or you’re looking for collectibles/precious metal items not related to retirement, then this isn’t going to be the investment company for you and you’ll want to look elsewhere. Consider kirk elliott phd services or other options out there. 

Check Out The Website

I Ranked My Favorite Investment Companies (See Below)

Having spent thousands of hours researching all the precious metals companies and gold IRA options out there for investors, I’ve come up with a list that I believe removes all the noise and lays out the best options for those looking to start an IRA plan today. Get a free investing kit from each of them or the one that best suits your needs and protect your future today for a better tomorrow!


Best Gold IRA CompaniesRatingMinimum RequirementProtect Your Wealth
Goldco logo5.0$25,000Free Investing Guide
Augusta Precious Metals logo4.9$50,000Free Investing Guide
American Hartford Gold logo4.8$10,000Free Investing Guide

More Investment Companies (Published Reviews) Worth Knowing About

This list showcases all the best investment companies that I like and trust with my money today.

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Goldco – #1 Suggestion

Augusta Metals – #2 Suggestion


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Birch Gold – Worth Mentioning

Noble Gold – A Good Options