FedEx 401k Match Plan In 2023

Summary: This article explains everything you need to know about the FedEx 401k plan and an explanation of the matching contributions that the company makes. You’ll also learn about various investment options, how the 401k match plan works, the benefits of the plan, things to consider, tax savings, and alternatives to the 401k plan. Keep reading to learn more now. 

The FedEx 401k Match program is an integral part of the company’s commitment to providing comprehensive benefits and retirement plans to its employees. Under this program, eligible employees receive a company match of up to 100% of the first 6% of their eligible compensation contributions to the 401 k plan.

These generous employee contributions serve to motivate and incentivize employees to save for their future and ensure that they are on track to achieve their retirement goals. The program is overseen by the senior vice president of integrated marketing, who works closely with the company’s pension plan administrators to ensure that the program is administered fairly, equitably, and in accordance with all applicable laws and regulations.

How Does a FedEx 401k Match Work?

A FedEx 401 k match works by incentivizing new employees to save more money for retirement. The company agrees to match a portion of the employee’s contributions to the plan up to a certain limit. This means that the more an employee contributes to the plan, the more money FedEx will contribute as well.

The commercial appeal of FedEx employees offers a 100% match on the first 3% of an employee’s eligible compensation that they contribute to the plan and a 50% match on the next 2% of eligible compensation.

The 401 k match is subject to vesting requirements, which means that employees may not be immediately entitled to the employer’s contributions. Vesting schedules can vary, but typically current employees become fully vested in their employer’s contributions after a certain number of years of service.

Benefits of a FedEx 401k Company Match for Eligible Employees

There are several benefits to taking advantage of a FedEx 401k match, including:

Free Money

The company’s contributions to the plan are essentially free money that employees can take advantage of by contributing to the plan and learning matching program options.

This can help employees save more money for retirement without having to contribute more of their own income.

Increased Savings

The FedEx Corp 401k match incentivizes employees to save more money for retirement. By contributing more to the plan, employees can take advantage of the company’s contributions and potentially save more money over the long term.

Tax Advantages

The contributions to the plan, including FedEx’s contributions, are made on a pre-tax basis. This means that employees can save money on their taxes while also saving for retirement.


Even if employees do not become fully vested in FedEx’s contributions right away, they still have the potential to earn more money over time.

As they continue to work for the company, they become increasingly vested in their employer’s contributions, which means that they will eventually be entitled to more money in the plan.

Considerations for Maximizing Employer Contribution with FedEx 401k Match

In order to maximize a FedEx 401k match, there are a few things to keep in mind.

Contribute Enough to Receive the Full Match

Make sure to contribute enough to the plan to receive the full company matches from FedEx. This means contributing at least as much as the employer’s matching contribution percentage up to the maximum limit set by the company.

Adjust Contributions Over Time

Consider adjusting contributions over time as income and expenses change. If possible, try to increase contributions each year to take advantage of potential investment gains and the employer’s matching contributions.

Be Aware of Vesting Requirements

Check with FedEx to understand the vesting schedule for the employer matching contributions to the plan. This will help you understand when you will become fully vested in the contributions and when you can expect to receive them.

Consider Investment Options

Be sure to review the investment options available in the plan and choose investments that align with your retirement goals and risk tolerance. By investing wisely, you can potentially increase your savings over the long term and take advantage of potential investment gains.

Take Advantage of Other Retirement Savings Options

In addition to a FedEx 401k plan, consider other retirement savings options such as IRAs and Roth IRAs. These accounts can offer additional tax advantages and investment options that can help you save more money for retirement.

Final Thoughts

A FedEx 401k match is a valuable retirement savings option that can help employees save more money for retirement. By taking advantage of FedEx’s matching contributions, employees can potentially increase their savings over the long term and take advantage of tax advantages and investment gains.

If you are eligible for a FedEx 401k match, be sure to contribute enough to receive the full match and consider adjusting contributions over time to maximize your savings. By investing wisely and taking advantage of other retirement savings options, you can help ensure a more secure financial future for yourself and your loved ones.

To learn more about the plan(s) that FedEx offers, check out this page here

Alternative Investment Options

If you’re looking to move away from the FedEx 401k, then you might consider an alternative investment option such as gold and silver. We’ve covered everything about the absolute best gold investment companies that you need to know. Additionally, you should check out the companies listed below. My advice is that if you don’t have more than $25,000 to invest, then your best bet is to invest in red rock gold before anything else. If your budget is bigger, then you have far more options.

Best Gold IRA CompaniesRatingMinimum RequirementProtect Your Wealth
Goldco logo5.0$25,000Free Investing Guide
Augusta Precious Metals logo4.9$50,000Free Investing Guide
American Hartford Gold logo4.8$10,000Free Investing Guide

Other 401k Match Plans You Might Want Info On:

Walmart 401k Match Plan

Amazon’s 401k Plan